About
BlemishFreeCredit – About Us
What We Do
To put it simply, this site is to try and help you push back against abusive consumer practices and avoid getting screwed.
Banks, other lenders, and credit reporting agencies have certainly tilted laws in their favor over the years and steamroll over consumers by the truckload every single day. Knowing your rights under the law, then taking action on your own or hiring good professionals when necessary is a key way to maintain control over your credit and financial well being.
Our primary goal is to provide you with helpful educational information on credit and debt related issues, as well as reviews on the most legitimate professional services or “how to” guides we can find out there. Many supposedly “helpful” professional credit repair and debt services may be flat out scams, so while we can’t vouch for anyone 100%, we do our best to help you avoid the scam artists with credit repair reviews.
Best wishes in your quest to resolve financial issues, achieve your dreams, and live a hassle-free and abundant life!
Contact Us
If you have questions or are totally lost about credit repair, feel free to shoot us an email via the form below.
Referral Disclosure Policy
We’d like to let you know the FTC asks sites like ours to make a disclosure if there’s any financial connection between our site and the companies we endorse, review, suggest, etc. That’s good business practice and we agree that being transparent is both ethical and fair to you the reader.
So here’s the deal…we may earn a referral fee from some of the companies and products mentioned on this site if you sign up or purchase after clicking through to them via our links. This is a common practice among many websites and makes it worthwhile for us to spend time providing you with helpful information.
To be clear, here’s a couple important points that might run through your head about this:
Q. – Do I have to pay extra for a product or service if I click through and purchase a product or service via your links?
A. – No, not at all. You pay the same as you would if you went directly to their site, and in some cases we may even be able to offer a discount through our links. Merchants who we partner with pay us a referral fee out of their own pocket. If you like the information we provide and want to support us, you can click out to their site using our links and it doesn’t cost you anything extra. If you don’t think we deserve to earn a single dime, that’s cool too and you obviously don’t have to go through our links.
Q. – Does earning a referral fee make you biased?
A. – Sure, it’s possible. However, what we say is what we really think. It’s our practice to seek out and choose who we partner with on this site, not the other way around. We don’t accept solicitations to endorse or talk positive about other people’s products unless it’s a product or service we’d like to do that with anyway. Also realize that we may not always earn a referral fee and sometimes choose to review or suggest companies we have no financial relationship with at all. Finally, our reputation is at stake and we have no interest in partnering with companies we know to be bad apples.
Do note however, that sometimes seemingly good companies go bad, they may hide information, may be sold to someone else, etc. Those are things we can’t control and don’t always know about. We provide information based on what we know and express our opinions, and we may not always be aware of factors out of our control, especially if we haven’t updated anything in a while. So in that respect, we do suggest you still do your own due diligence and exercise common sense.
If there’s any aspect of this or any questions related to our site that you’d like clarification on, please don’t hesitate to contact us via the contact form above.
Overall, our bottom line goal is to help you find positive solutions to credit related problems and improve your life.
Privacy Policy
We value your privacy and include below our full Privacy Policy statement:-
Privacy Policy
We have created this privacy statement in order to demonstrate our firm and continuing commitment to the privacy of personal information provided by those visiting and interacting with this web site. We hold the privacy of your personal information in the highest regard. The following discloses our information gathering and dissemination practices for this website.
We recognise the importance of protecting your privacy and our policy is designed to assist you in understanding how we collect, use and safeguard the personal information you provide to us and to assist you in making informed decisions when using our site. This policy will be continuously assessed against new technologies, business practices and our users’ needs.
What Information Do we Collect?
When you visit this web site, you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and website usage information collected on an aggregate basis as you and others browse our website.
1. Personal Information You Choose to Provide
Registration Information
When you register for any of our services or newsletters you will provide us with information about yourself.
Email Information
If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses. we provide the same protections for these electronic communications that we employ in the maintenance of information received by mail and telephone.
2. Website Usage Information
Similar to other Websites, we utilize a standard technology called “cookies” (see explanation below, “What Are Cookies?”) and web server log files to collect information about how our website is used. Information gathered through cookies and web server logs may include the date and time of visits, the pages viewed, time spent at our website, and the websites visited just before and just after our Web site.
How Do We Use the Information You Provide?
Broadly speaking, we use personal information for purposes of administering our website activities, providing the services you requested, to monitor the use of the service and improve our content and service offerings, and customize our site’s content, layout, services and for other lawful purposes. These uses improve our site and better tailor it to meet your needs. Personally identifiable information or business information will never be shared with any thrid parties except as required by law.
Occasionally, we may also use the information we collect to notify you about important changes to our website, new services, and special offers we think you will find valuable. You may notify us at any time if you do not wish to receive these offers by unsubscribing via the link provided on the newsletter.
How Do We Use Information Collected from Cookies?
What Are Cookies?
A cookie is a very small text document, which often includes an anonymous unique identifier. When you visit a website, that site’s computer asks your computer for permission to store this file in a part of your hard drive specifically designated for cookies. Each website can send its own cookie to your browser if your browser’s preferences allow it, but (to protect your privacy) your browser only permits a website to access the cookies it has already sent to you, not the cookies sent to you by other sites. Browsers are usually set to accept cookies. However, if you would prefer not to receive cookies, you may alter the configuration of your browser to refuse cookies. If you choose to have your browser refuse cookies, it is possible that some areas of our site will not function as effectively when viewed by other users. A cookie cannot retrieve any other data from your hard drive or pass on computer viruses.
As you visit and browse our website, the site uses cookies to differentiate you from other users. Cookies, in conjunction with our web server’s log files, allows us to calculate the aggregate number of people visiting our website and which parts of the site are most popular. This helps us gather feedback to constantly improve our site and better serve you. Cookies do not allow us to gather any personal information about you and we do not intentionally store any personal information that your browser provided to us in your cookies.
IP Addresses
IP addresses are used by your computer every time you are connected to the Internet. Your IP address is a number that is used by computers on the network to identify your computer. IP addresses are automatically collected by our web server as part of demographic and profile data known as traffic data so that data (such as the webpages you request) can be sent to you.
Sharing and Selling Information
We do not share, sell, lend, rent, or lease any of the information that uniquely identifies a subscriber (such as email addresses or personal details) to anyone except to the extent it is necessary to provide services that you have requested.
How Can You Access and Correct Your Information?
You may request access to all your personally identifiable information that we collect online and maintain in our database by emailing us at support@blemishfreecredit.com
What About Legally Compelled Disclosure of Information?
We may disclose information when legally compelled to do so. In other words, when we in good faith, believe that the law requires it or for the protection of our legal rights. We may also disclose account information when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating the safety of our users and the public.
What About Other Websites Linked to BlemishFreeCredit.com?
We are not responsible for the practices employed by websites linked to or from our website or the information or content contained therein. Often links to other websites are provided solely as pointers to information on topics that may be useful to the users of our website.
Please remember that when you use a link to go from our Website to another web site, our Privacy Policy is no longer in effect. Your browsing and interaction on any other website, including websites which have a link on our website, is subject to that site’s own rules and policies. Please read over those rules and policies before proceeding.
Your Consent
By using our website, you consent to our collection and use of your personal information as described in this Privacy Policy. We reserve the right to amend this privacy policy at any time with or without notice.
Our Commitment To Data Security:
Please note that your information will be stored and processed on our computers in the US. The laws on holding personal data in the US may be less stringent than the laws of your Country of residence or citizenship. To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.
Choice/Opt-In/Opt-Out
This site allows visitors to unsubscribe so that they will not receive future messages. After unsubscribing we will discontinue sending the particular messages as soon as technically feasible.
Acquisition or Changes in Ownership
In the event that the website (or a substantial portion of its assets) is acquired, your information would be considered part of those assets, and may be part of those assets that are transferred.
Policy Modifications
We may change this Privacy Policy from time to time. If/when changes are made to this privacy policy, we will email users who have given us permission to do so. We will post any changes here, so be sure to check back periodically. However, please be assured that if the Privacy Policy changes in the future, we will not use the personal information you have submitted under this Privacy Policy in a manner that is materially inconsistent with this Privacy Policy, without your prior consent.
BlemishFreeCredit.com